Can someone explain that to me? What are the credit conditions? Credit can take any user?
I think that Yes, loans will be available to all, different can only be credit plans.
Above, they wrote that the loan must be approved by the company, but this was the usual financial sphere. After the launch of the blockchain, the rules for issuing loans will probably be determined differently.
It is a standard practice when loan is approved by the company. It is necessary to check the credit history of the borrower and his ability to return the credit.