Which crypto do you trust more, the one that is traded freely and nobody knows where the rate will go tomorrow (like Bitcoin) or the one that is under control of its developers (like Ripple, more or less)?
Where you would invest?
Decentralized coins are interesting. but I prefer centralized coins, I like centralized coins because they are more considered by developers, and their price stability is better maintained. unlike decentralized coins that are not noticed and the price can change very drastically like Bitcoin