I know their team is working very well and constantly coming up with new ideas and new plans but the problem is that xrp's developers are too focused on technology, they want banks to use their technology, so most of their plans promote ads about the usefulness of ripple technology, rarely focusing on the currency they create. And as a result, the xrp coin in the market became a whale's nest, they continually adjust prices to get the necessary profits, the price of xrp rising or falling rapidly has the whales' contribution, the signal right now of xrp is probably the whale wants to work.
That was the goal of the team from the beginning of this project. and I think the developer has also worked with several banks, if this happens then the blockchain technology brought by XRP will really develop quickly. but the barrier now is how not all countries have legalized crypto, and the adoption of this technology will be hampered.