This is likely a collateral scammer. Don't send anything to this newbie without escrow. Better yet, don't deal with this user at all. There are other more reputable lenders to choose from.
Don't judge a book by it's cover. If I'm new, that doesn't mean that I'm a scammer, also I wanted to post 'Reserved.' post but seems like you ruined it so I will reserve this one. Everyone deserves a chance. I will wait for someone to take a loan from me and to prove you wrong. It's alright to take care of the community members, but it's not OK to discriminate new ones. Cheers.
Why should people choose your service over, say, Zazarb's service?
If both of you provide an equal service, and same terms, then why should a user not go with the well established, trustworthy service.
I always enjoy seeing startups, and truly do want people to succeed. But you've got to actually solve an issue. If you are just copying someone else, you aren't bringing anything useful to the table.
Are you going to accept more exotic kinds of collateral?
Are your rates cheaper?
Are your limits higher?
Etc...
Find a niche, and try to solve a problem that exists, instead of trying to be a solution that no one needs.
