Friends, I have recently read an article on the future of the banking system thanks to proliferation of smart contracts, some countries are already preparing cryptobanking projects, and this should happen the next few years. Actually the conclusion of the article was that the free financial market - cryptocurrency is the future for the financial system. Do you agree? Is it so positive, or will the state regulation complicate things, but in my opinion it is inevitable for the banking sector, in your opinion?
The answer to this would require a universally accepted definition of "cryptocurrency". Some would argue that a bank can't use a crypto currency because of the transparency and immutability of a blockchain. If you are referring to digital currencies and private chains, then yes, this is the inevitable future of the banking system.