Agreed. hoping banks to be gone one day because of Crypto (like what Bitcoin Maximalists says) is just wishful thinking, it will NEVER happen. feel free to call me idiot but deep inside you know this is true. that's why I like Ripple and own a fair amount of XRP. You can't fight the banks, So why not work together with the banks? that's exactly what Ripple is doing, the company behind the coin has set its focus to include big banks in the adoption of crypto currency. Also, they are utilizing xRapid and looking at the fundamentals, if you can offer cross border services at a much cheaper rate at a much faster transaction speed, and they market that, they can potentially increase their customer base 100x. The more XRP being transacted upon, the more price movements we will see.