If the only loser in 2019 out of 2600 suspects is Ripple, how is the community cleaning up this f--ing mess that we find ourselves wallowing in?
I see no objective reason for the ripple to die. Also, I do not consider her a failure this year. This coin falls in price along with other coins, but it still has good growth potential. Although this coin is not decentralized, however, it performs its useful functions in the banking system. Also, in some states, it is well regarded as a means of payment due to the speed of transactions and the small fees for their implementation.
They need to centralize the coin so that they would make money. The stuff that they are building isn't free you know.