I'm buying ~500$ in Bitcoin every month with part of my salary. I have a stable job and my company is doing good. I'm wondering if it worth to take 20.000$ to buy 2 BTC now and pay the 500$ as loan installment instead of buying sats every month. I believe in the potential of Bitcoin to reach 50k in a couple years, but it wouldn't be possible to buy near half of BTC at the 500$ rate, so this would be something like an "advance". Hypothetically (but still possible in some probability), if BTC collapses and never recover from 8k, I would still be paying this loan for about 3 years but wouldn't starve or something like that, it would just sux for a while, since I still have another source of income. I know it's not the place to ask I will do whatever I think it's best, but if you were in my position, would you do it?
Don't ever invest in bitcoin using loan. Avoid the loan and just buy bitcoin using part of your side income. The risk of investing is still very high in this unpredictable market. When you will go for a loan, not only are you putting your self or collateral assets at a bigger risk but you are also going to pay back with interest.only invest what we could afford,It's better to just continue buying bitcoin every month rather than loaning.