The current prices do feel like august 2013 - when prices were dropping slowly and only the Chinese were able to make it shoot up again!
I have a feeling that it might be time to stop thinking about bitcoin funded pensions and think more about building something with bitcoin and the alts.
The ironic thing being that in 3 years, the value of bitcoin may well be $10k, but its going to take some practical advantages being available to muggles before that happens - that is where us building it comes in.
That is the big news we need! ;-)