~snip~
You have a point here,if you refill and use to spend bitcoin daily, I think your losses is minimal that you wont feel maybe. But most are hoarding or holding it for long time that it affects the supply. I agree with @OP to not spend btc now, because still its a good accumulation period.Though it will defeat its purpose as a currency but its worthy if you can hold and wait a little bit more.
Holding bitcoin will help the market to go to the moon and that is what we should do right now. When the price of bitcoin is going down, we should get more bitcoins and keep them in a safe wallet like a hardware wallet and always think long term so you will not be tempted to spend bitcoin. Just think about bitcoin for being a retirement fund and not a currency to spend.
Don't spend bitcoin for trading,spend it as money that is what I tried to say.If we keep using bitcoin only as trading purpose then it will never become a main stream payment.
The question I'm always asking people with opinions similar to yours is: Why would I spend Bitcoin that appreciates in value and not fiat that depreciates?
I have fiat and Bitcoin, every month I earn fiat and Bitcoin. Fiat at work, bitcoin through a sig campaign. Why would I hold my fiat and spend Bitcoin? This is just unreasonable to me. I've been doing the opposite for years now and it's been great for me.
So everyone see the bitcoin as investment thing over currency? There is no doubt that we can get more value for our bitcoin if we hold it for few more years but imagine if everyone think the same then what will happen? More people claim that bitcoin will not be replacing the fiat and people also will trust it over time if the same thing continues so real adoption will never happen,IMO.