Friends, I have recently read an article on the future of the banking system thanks to proliferation of smart contracts, some countries are already preparing cryptobanking projects, and this should happen the next few years. Actually the conclusion of the article was that the free financial market - cryptocurrency is the future for the financial system. Do you agree? Is it so positive, or will the state regulation complicate things, but in my opinion it is inevitable for the banking sector, in your opinion?
In my own personal opinion, cryptobanks are not really necessary because we can save our own cryptocurrencies in our wallets which it will be more safer, but i think sooner or later there will be really cryptobanking projects because there are some people who really wanted to store their crypto in banks.