I'm buying ~500$ in Bitcoin every month with part of my salary. I have a stable job and my company is doing good. I'm wondering if it worth to take 20.000$ to buy 2 BTC now and pay the 500$ as loan installment instead of buying sats every month. I believe in the potential of Bitcoin to reach 50k in a couple years, but it wouldn't be possible to buy near half of BTC at the 500$ rate, so this would be something like an "advance". Hypothetically (but still possible in some probability), if BTC collapses and never recover from 8k, I would still be paying this loan for about 3 years but wouldn't starve or something like that, it would just sux for a while, since I still have another source of income. I know it's not the place to ask I will do whatever I think it's best, but if you were in my position, would you do it?
This is a good option OP, which is as long as you maintain your job in the next years or as you last for that long to complete your loan duties. But I know the feeling that the investment for your future is now but it should not be through loan. We'll never know the future and if btc reach $50k, we'll also never know if it's in the next 3 years. Though, I can say that the risk you are doing is mild compared to those who make loans like they can guarantee that they can pay it because of bitcoin.