Friends, I have recently read an article on the future of the banking system thanks to proliferation of smart contracts, some countries are already preparing cryptobanking projects, and this should happen the next few years. Actually the conclusion of the article was that the free financial market - cryptocurrency is the future for the financial system. Do you agree? Is it so positive, or will the state regulation complicate things, but in my opinion it is inevitable for the banking sector, in your opinion?
Bitcoin still in the picture in the future is what's guaranteed, but crypto banks? i don't think so. It is given that bitcoin and blockchain is aiming for a massive adoption but that doesn't mean we still need crypto banks, one thing that made bitcoin patronize by many is it's decentralization and users being able to have a control over their cryptos and if they've manage to be their own banks for 10 years as bitcoin already had 10 years. of existing, managing it for more longer years would be easy. erasing the idea of crypto banks.