Go for investments.
Personally, my savings are just my emergency fund. They consist of about 10% of my investment portfolio. I believe savings accounts are foolish if you expect to grow your money at what, 1-2%, per annum? You only live once and it's more important that you try as much as possible to grow your nest egg. Investments earn way more than what savings accounts can earn in much less shorter timeframe.
Savings and investments are in a different way, you are making savings for some emergency happenings that may happen to you and in case of you need money you can easily have money because you have savings. Savings in a bank just like having a 1-2% of interest will not make you earn good profit but when you start to invest your funds on different investments it will help you to earn a lot and those investments will give you the profit you want, as long as you know where you are investing at.
That is the difference between savings and investments.
I am also against these saving plans that are advertised all over the world. The thing that I hate about them most is the ratio of profit they offer us. We shall never ever fall into their traps. They are becoming millions and billions from our money and in return we getting profit as beggars. Investing your money somewhere sensible can increase your savings hundred folds.