which postpones mass adoption is regulation. in almost every country, the adoption of crypto is always hindered by regulations. To encourage mass adoption of cryptocurrency, the role of government in each country is needed. without it all we can only see the mass adoption of a dream.
There are people who also thinks this regulations can help push for adoption, that with regulations we can finally be able to spend out coins casually to local stores and in grocery stores to buy items we want. Unfortunately its not what is happening right now as regulation is at work. GRAM has been crackedown and BTC holders are subjected to tax. And BAKKT is a mess, seem not the direction we want to go.