Every single bit you have will count in the long run, well definitely see 10 x the current price in the next 5 years so work that out when referencing each decimal of a BTC you have.
Time is so fast. Before it is easier to spend and give satoshis to your friends. Two years ago, I remember giving someone 0.03 btc just because he predicted something simple. Now 0.03 btc is ranging 250 to 300 dollars already. Halving is near, everybody expects another moon ride.