Why didn't you refund h4ns when he asked you to do so?
I refunded h4ns September 3rd, the same day he informed me that he does not want my further assistance!No. You didn't.
Only if both parties agree on the claim or a court intervenes.
h4ns does not owe you money. You owe h4ns money.
Pay your debts and quit whining about having a bad reputation bc you don't pay your debts.
You are not the victim.