Yeah I know it's a scammed and I have been scammed. My main question is what happens the worst case scenario if I try to withdraw all the money?
That is her profile.
https://www.instagram.com/donna_.wilson/What do you expect from someone who has put all this effort into scamming you? Will S/he give you the money back? I do not think so.
This trick is old, where someone creates a site and requires you to deposit. The entire database on that site is under the control of the scammer so it can generate values in any numbers (for example, you have earned $ 500 but need to deposit more to withdraw, the minimum is $ 5200.) And will send error messages even if you deposit the $ 20