Being victimized by phishing sites and being phished is far most horrible thing you could let yourself get into. Phishing is technically the heaviest and the one that you should avoid in terms of cybercrimes for it would cost you so much and will put you in danger. Once the site collected all of your information and everything you'll be putting using your clipboard you're doomed. That's why everyone, especially the newbies, should be very careful and vigilant upon entering sites and downloading applications. I could agree that for them to avoid it, theybcould bookmark their most visited sites so if one that looks and acts the same suddenly appeared they would know that it wasn't the site they used to visit and it might be risky using it.