Private key is the most important thing if you own a crypto currency. If you share it with someone or even with your life partner, there is every chance that you might have a bad day with him/her and he /she may misuse your funds. It is very difficult to completely trust anyone and then share the key with your loved one.
Hence the dilemma.
What do you do to ensure your loved ones can access the funds in the event of disability or death?
What is the safest option?