should I keep the native segwit wallet?
edit - what is a good standard wallet i should use to send to my ledger
You can use segwit compatible (which starts with 3). You will be already saving in fees, and it is compatible with every wallet.
You will save more in fees using native segwit (bc1), but there are some incompatibilities.
In your case, as a newbie, I would recommend using compatible segwit. Easier .