As a long term supporter of this project, I'd like to point something out here.

Despite rising in asset rank into the top 200, which is certainly positive, Credits has recently fallen dramatically in the ratings on CoinMarketCap. If you click on the ratings tab, these calculations are by FCAS and stand for "Fundamental Crypto Asset Score." Since April of this year, Credits was ranked a "C," but recently has fallen to a "F" rating.

Although admittedly, I don't know much about this rating system, or how accurate it is, I think this is an ominous development, and for this reason alone, I think it's advisable to exit the Credits asset and wait for further developments.  Otherwise, do your own research and determine why the change in this rating has occurred.

I personally believe that the future will be with the truly anonymous asset classes, not the public ledger types, and the reason is simple; governments worldwide are failing, and will continue to fail, in part due to advancement in medical science. People will likely start hiding more and more assets from their governments, and it's much easier to do this, if you own a truly anonymous digital asset. That's my take, and both Monero and Zcash are currently in the top 50, and are rated "A."  For the record I don't own either of these, at present, but if there is a continued sell off of digital assets, that's where I will be putting my investments.