To stand before God and say, "It all seemed to stupid" or even "I was a good and moral person" is not enough to avoid eternal punishment.
How do you know? Sounds like reasonable guy. What happens to people in the middle of nowhere in some tribe that has never even heard of God or Jesus or babies that die not knowing god? They burn in hell because nobody bothered to go tell them about this crap? If there was a god I think religions would be a pretty big insult to his intelligence. Shame you can't see this.