I wouldn't go in debt myself ....... But I think its gonna give me a fine return in the future and as a poker player I won BTC instead of $ and it has been POKER profit + INVESTMENT profit in the same deal .....

Actually one important thing imo is people can't HODL till they die .... one must use its BTC to live with it where they can, HODL some on cold storage and use some for the important things in life (and thats actual living) ..... probably BTC made that more possible for some people as before they where in BTC..... I think BOB is one of the people that really gets that point