Given the ability of cryptocurrencies to fall sharply like growth, they are not very suitable for cashless payments. The client does not have time to pay for dinner at a restaurant as his cryptocurrency falls. We need a consensus on the legal status of crypto. I am sure when this happens, the crisis will quickly pass.
it will not be beneficial to most whales. but we will get to this someday anyway
I would prefer the freedom to choose to pay in fiat or cryptocurrency. I think that in the future volatility will decrease, and now there are stable coins.