Every day we observe that more people use Bitcoin and other cryptocurrencies in a decentralized way, for example, to send money from one country to another, however, the percentage of users is minimal, because there is still not enough infrastructure to meet the high demand and Financial services require security and speed, so people opt for the safe and familiar.
Little by little, cryptocurrencies are gaining ground and I do believe that the day will come when they will no longer depend on intermediaries.