Traditional banking agonizes. Its old business model has become obsolete in the face of the vertiginous advance of new technologies. And, due to being centralized, its direct competition is not in distributed crypto-assets, but in banks. Crypto-assets enables a more open and homogeneous economy, so anyone anywhere will have access to it. Ideally, it's best to go with crypto-assets that have useful features such as remittance services, payment processors, and credit cards (services that are very expensive in traditional banking) in order to make quick and efficient transactions.