Most people understand the good perspective of investments in cryptocurrency quite well, buy they afraid to invest in cryptocurrency just because they (1) can’t choose a specific coin to invest, and they are also (2) afraid that they will be late with the withdrawal of cash in the case of the widespread collapse of the entire cryptocurrency market (as it was in December 2017 - January 2018) - they simply do not have enough experience and time to keep track of all this stuff related to cryptocurrency.

However, in most cases, these concerns can be mitigated significantly by placing assets into some crypto investment fund, which will rationally redistribute assets depending on the market analysis between different coins and cash.

For example, Crypto10 smart index fund provides investors with exposure to the top 10 cryptoassets by market capitalisation, while limiting loss of capital through a dynamic cash hedging mechanism. The weekly rebalance period allows the fund to be nimble and it would have been able to retain the vast majority of the fund value at the peak of the bull market. For example, in January 2018, the algorithm rapidly allocated the funds to cash, providing drawdown protection.