I like dash as an altcoin very much, and I agree with you about the risk aspect of this choice.  On the other hand, I think dash has a lot of upside potential right now and I don't believe its going to drop from around $70 any further.  I certainly could be wrong about that, but dash is one of most popular altcoins with a strong community of supporters.

It has been almost a fantasy of mine for some time to be able to run a dash masternode, but there is no way I would spend over $70,000 to do it, even if I had that kind of money.  Too bad the coin requirement is so high, but that's life.  If I were Op I would go for the masternode option, even tho I like bitcoin more so than dash.  Great way to earn passive income.