How many devs do you have? I always start to get worried when someone says that they are working on an MMO on their own, or even something that just has parts of an MMO.

No-one is able to make an MMO solo. It's far too complex - an online multiplayer game requires too much infrastructure, too many features, too much art, and one person (or even a few people) can't make a game like that on a scale less than years. Then you have the problem that the standard rises over those years and by the end of it whatever you've developed probably looks crap and is outdated.

If you are building an MMO or multiplayer engine from scratch the problems are even worse as that's insanely intensive in terms of coding time required. And if you're using a free or cheap MMO engine for something that's going to be handling gambling...yikes.

All in all, I hope you have a decently sized dev team or are prepared to recruit one.