I would say that such services are needed as much as possible. People should understand that with the help of cryptocurrencies you can do everything the same as with ordinary money. Only faster, safer and cheaper as there are no intermediaries in the form of banks.
Now there is a lot of talk about the emergence of state cryptocurrencies. It turns out that the banking sector and states have decided not to compete with cryptocurrency, but simply adopt this technology. I wonder how things will develop further?