Yes, everyone is scared of loosing his/ her funds in fraudulent activities. Nobody wants to loose his hard earn money these days. the world economy is not stable. since the cryptocurrency sector is not regulated, investors has no body to trust with their money and the tendency at which projects are been dump in the market is terrifying. currently nobody wants a failure but there are verified and quality projects to invest our money into.
During this time any investment can put you at great risk because the constant volatility can make people lose money here. This year I have very few transactions and only analyze this market so this time I will choose to wait and be more patient. Maybe the opportunity will come to everyone again next year but this is just my personal prediction and everything depends a lot on the upcoming market trend.