What are the incentives for people to contribute to this network? Would it be paying dividends and stuff and how is money for those benefits going to be earned.

Also the part where people can just take out their money, there might actually be a "bankrun" if the coin used suddenly experience a rally. Unless of course again, there is an incentive for them to keep the money in that would outweigh the gain from selling their coin.

Still an interesting idea, I'd like to sew how this develops.