Hey.
Yesterday I read an article about banks that began to use blockchain and there was pretty impressive list.
They're also described successful cases of using blockchain in banks (if you're interested -
here's the article), so I may assume that using blockchain in bank's system is only a matter of time (and money, of course).
Now, the question: why it takes THAT long the smaller banks to go the same way and start using the blockchain?
We cannot expect the smaller banks to implement a system consisting the transaction and investment of blockchain in it. It would require lot of expenses and time before that happens and considering that a bank is just a small one, we cannot expect it to be suffecient enough to provide the money need to collaborate with blockchain. I think we should first look forward on having cryptocurrency and fiat in harmony under those banks and then hope for more if it works well. We should not be in a hurry or else things won't work properly.