With the way I set mine up, if anything were to happen to me, my wife would be able to access all my funds and if anything were to happen to her simultaneously, then I guess it would just stay dormant in my wallet, thanks very much, I would take a look at Safe Haven and see if it's a viable option, it's amazing to see how far Cryptocurrency has come, I am sure that if a project like this existed and they deliver on their promises, so many bitcoin wouldn't have been lost.