People come on a bitcoin forum and are sent to the banks by the members.
At least banks have the ability to allow debt collecting agencies to keep track of you and beat you up and extort the money if (
Another proof the real guys have left and we are only left with trash.
Your personal opinion is a subjective on. It is not a proof. Even the "older" lenders get scammed by people like you.
For the topic owner, just ask for a value and hope. Hope is the last resort, maybe someone is going to help you. There is no rule in the world, just avoid those guys criticizing you and you will be fine.
I wonder how much "connection" you have with the OP. Both are looking for loans and both are butthurt for not getting one to pay for their weed.
