If something happens with me today or tomorrow, I have a several peoples whom can I trust. They know my passwords, where I keep it and how to access to my funds. Also they know how exchange it to fiat.
How come you can give your data when you die tomorrow before giving now? did you think when you die some thing bad happen to you and have chance to give your bitcoin wallet account to your family? before some thing bad happen with you better give your important data of bitcoin wallet with your trusted friend or family, give all wallet for them.