I felt these guys are in a business of monopoly, for my money, my account, they are charging money from me just to authenticate that my balance amount is right. We surely need crypto currencies, and do not need anyone else's validation to proof that we have our own money.
Banks are rendering services and as such they have the power to be imposing the charge or fees of those services depending on how much they think the rate can be more profitable according to their won interest not taking into account the interest of their own customers who are the ones putting the money which the bank is using for business. Banks are in the business of making profits, that is what we should always understand and though we have to recognize the fact that banks are important pillars of the economy there are times when they are going beyond what can be reasonable. We are all hoping that your experience which I am sure many also went into can be one of the many reasons why people should be sticking with Bitcoin and cryptocurrency because here the power is on our hands.