My loose plan is to cash out 1/3 when it moons, use 1/3rd to hold me over from my retirement 'til death, then 1/3rd inheritance for my kid.
And this is why it will be the first priced in halving then implode right afterwards. There has never been a time in Bitcoin with so many people on the same side of the trade, nor so many delusional retards claiming Bitcoin is 'inevitable' to become the world reserve currency. If you remember the market at $1000 or subsequent $200, absolutely nobody said this delusional shit then.
It's clueless noobs like Micgoossens overhyping the pump and dump scam setting up a lot of people for misery in the future. The only thing certain about Bitcoin is that transaction validators are designed to centralize, giving it zero fundamentals and no reason to exist, and the endgame evolution of any non-fungible shit token is impossible to be anything besides a tool to empower the state in a Chinese social credit score tracking and enslavement grid. It's also completely impossible for any imaginary shitcoin to defeat metals on the base of Exter's Pyramid.