Do you plan to create a lending system in TMV in TBox for any user, that is, the withdrawal amount will exceed the deposit amount?
We dont plan to create lending mechanisms like those in banks, but users can receive funds as collateral for ETH on comfortable conditions. To do so users can create TBox, use the Leverage service or create a request for a TBond emission.
In our system, users dont pay any annual fees or charges for service of their TBox.
We recently wrote about this here:
https://medium.com/timviofficial/why-timvi-is-better-than-a-loan-eafff20afe6b