In most cases 'we are building a decentralised xxxx' means they want your dollars and then they're going to disappear.

Most people don't want decentralisation in most areas of life let alone need it. They want someone to run what they use and whine to when it goes wrong.

When it comes to money there clearly is a case for it as financial abuse happens at every level which is why Bitcoin is still chugging.

For buying pants online or watching kitten videos why on Earth would I give a fuck whether it's centralised or not?