I don't think like you, not everyone who is rich is smart or who is poor is also a fool, although in today's society everyone wants to get rich and financial freedom but besides that there are still groups of people in society who choose to be materially poor because they simply want a peaceful life, they don't love material things or money, it's more important for them to be happy or have a happy family , there are still stupid rich people because they are the ones who inherit wealth from others, they are descendants of the rich or they may be lucky with winning lottery tickets or gambling .... I think the reason you're always poor even though you don't want it to happen because you're too lazy, lack of self-discipline and often blame everything.
Well... this group of people... I mean those who don't love material things... are idiots in my opinion. Because in the modern world, everything depends on your wealth. If you have enough money, then you will be able to lead a peaceful life. You don't have to worry about emergency situations, medical conditions, utility bills.etc. You can have a peaceful life even if you are poor. But then, you won't be very happy. You will be leading a hand-to-mouth existence, and you may not be able to afford if some unexpected expense comes along.