This. With a good managed portfolio, I've been pulling in 10-12% over the last three years on my traditional investments. Very happy with the numbers I'm seeing.

 Does not make sense to keep money liquid, just sitting there, earning basic sub 0.5% interest rates in a traditional checking account; take a number you are comfortable with not touching for at least a year, and put it into a managed fund, if you can. The fee's are more than made up for with the profits you will likely realize.

 In my experience, anyway.