Personally in the short short term, I'd go with centralized stablecoins like TUSD(because Tether is just too shady).
one of the problems with these
other stable coins is their lack of liquidity and sometimes adoption by exchanges. since one of the usages of the stable coins is for moving funds between exchanges, using Tether is the only option in most cases since the other exchange may not even have anything else. so eventually everyone sticks with the shady option.