Witness Account performance
I setup 2 accounts for 18 month time period.
1. 10k
2. 50k.
After first 3 months the 10k witness account only made 40, the 50k witness account made 440 coins. 50k/10k * 40 = 200nlg if I created 5 10k accounts over same time.
It is better to have 1 account with larger amount then 5 accounts adding up to the same amount. This is a well designed system, going to try 100k for 18 months and will report back on performance.
I can confirm this is the case. The more you risk in witness the more gains you get. This is how the banking system works but at least you have control of your coins with Gulden. My 125000 account is earning about 6.2% interest and my 25 000 account 2.8% interest, both earning more then what I would get in a Dutch bank and my main account earning more then most shares.
However the above does not take into account a price increase but if their is a price decrease the witnessing offsets some of the damage.