But what he is saying is that you can transfer the risk to someone else which are the services he has provided. All you have to do is to put your funds there while they handle the rest.
In what universe does delegating the risk to another quasi anonymous third party on top of the quasi anonymous third party who's going to steal it from you lessen the risk? Look at the track record of these lending places. They're disgusting.
In recent times joints like Blockfi have turned up that at least lend to supposed traders rather than random internet crackheads but I still would never put a penny into them.