lending? are you seriously? I don't think this is a safety measure. there have been too many great losses from Bitcoinnect and most of the other bad businesses. This is really not a good advice. Instead of having a lot of capital, we should do a mining or staking work. It's one of the most profitable ways out of the way you set.
Interesting when you mentioned BitConnect and don't forget about Miracle Tele also PosToken when they launch lending platform all going bad, my fund lost in PosToken lending platform. If see 3 lending platform that I had mentioned all of they been setting to be Ponzi Scheme.
I will prefer to choose Staking, the earned not much but more safe if compared with other method like Lending. Open traders usually do when the orders doesn't executed.