Why do you refuse to face the reality of the present state of the crypto market? I always laugh when I see people still talking about long term hodl when the reality is staring us in the face. Don't be a fool, only the smart are leading the race in the crypto sphere of today. Why do you decide to hodl when you know that the price may dump? Why not sell at the peak and then you can buy back at the bottom. The race is not to the fool but to the wise. Selling at the peak and buying back at bottom is wisdom but holding at the peak expecting a magic spike is foolishness. Bull run is not here yet, do not expect a magic spike. When the bull run is here, you don't need a prophet to tell you that. Be smart.
If investment is not your main income, but simply a means of accumulating capital, then why not just buy every month or week and accumulate cryptocurrency in your reserves. Doing your favorite thing without being distracted by market fluctuations, realizing that it will not go anywhere and will cost 3-4 times more expensive in a couple of years, why should a person who is not very keen on investments engage in speculation, when you can simply accumulate and remove these in a couple of years funds for your needs. You do not speculate on bank deposits, but simply deposit and continue to do your own business.