Don't have kids, don't have pets, ... :/
Anyway, the OP is talking from his ass. I stopped reading at "don't use a bank". He's probably living in a cave.
Exactly, that is a part of our contribution to our nation to pay a small amount just for the improvement of our society. Being good citizen we must pledge an amount that comes from our earning to develop to our country. That what we called, taxes. Building roads contracting building, that what our taxes do. I dont know what OP's thinking something like irresponsible human beings and lives alone on the island.