I know you are exagerating to spread an idea, you are right in some points, but always be moderate in your life

You can get married without lose anything in a divorce, you can use the bank at your side (I use) you need banks to buy crypto for example
There are some good investments out there, with banks inclusive
You have to pay the taxes to live legally, but it's a good idea to study about economy and laws to know how can you pay less taxes without being illegal